Risk Manager-Home Loans-Mumbai BKC
1 Nos.
95282
Full Time
5.0 Year(s) To 6.0 Year(s)
25.00 LPA TO 30.00 LPA
BFSI, Investments & Trading
Banking/Financial Services
Job Description:
Job Purpose:
Assist in portfolio management and drive lending strategies formulation for retail products.
Roles & Responsibilities:
- Develop and expand the existing channel network.
- Continuous portfolio assessment to suggest policy interventions to keep the risk levels within acceptable range.
- Implementation of changes in policy and process on relevant platforms. Coordinate with various stakeholders to implement the same.
- Automation and Business Analysis of the policies to suit the effective system implementation on the relevant platforms.
- Monitoring and management of portfolio through monthly portfolio analysis.
- To monitor and track Net Credit Losses (NCL)/delinquencies for the respective product.
- Monthly presentation to senior management about the health of the portfolio with recommendations wherever appropriate.
- Competition benchmarking on regular basis to enhance the product suite.
- Portfolio Risk Management.
- Policy Formulation & Maintenance.
- Policy Automation.
- Ensure timely closure of audit queries.
- Portfolio AUM growth as per budgets.
- Portfolio Losses within acceptable levels.
- Early Bounces within acceptable levels.
Company Profile
We are the first --- to offer monthly credit on savings accounts. Our credit cards have no hidden charges. We offer Lifetime Free without minimum spend conditions, never-expiring rewards points, zero interest on cash withdrawal at ATMs, dynamic low APR and much more. Fees if any are transparent and described neatly in a manner a common person can understand. Every product offered by the --- is customer friendly, most often the best in the industry.
Apply Now
- Interested candidates are requested to apply for this job.
- Recruiters will evaluate your candidature and will get in touch with you.