Risk Manager-Credit card-Mumbai

Job Description:

Job Purpose:

The role entails the responsibility of assessing, managing and reporting Risks for the Credit Card vertical for IDFC FIRST Bank. Candidate shall be responsible for end-to-end drafting and implementing credit policies, along with stakeholder management. 

Roles & Responsibilities:

• Credit cards policy formulation basis the portfolio performance.
• Define & implement portfolio positive and negative intervention strategies – credit line. increase/decrease/block, loan on card, balance transfer and balance conversion to emi etc.
• Portfolio monitoring and review through key risk metrics
• Maintain and continuously improve the risk management framework for IDFC First Bank.
• Help launch revenue generating and portfolio growth products in association with the product team with focus to retention of identified good customer segments.
• Be able to convince stakeholders while suggesting or implementing changes.
• Skills include prior work experience in Credit Card Policy / Credit Risk / BIU / Analytics team with sound understanding SAS / SQL / Python / Excel / PowerPoint.
• Support review and assessment of the portfolio and early warning signal effectiveness to ensure that portfolio risk is minimized. It includes preparing risk assurance reports and summaries for the senior management.
• Ensure documentation of key risk indicators and controls for any critical process or product launch.